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Calculators
College Cost Calculator
Use this calculator to estimate the costs of your student's education. Costs are based on average annual increases and the number of anticipated years in college. You can use a tuition amount from the Tuition Costs Lists as the amount to be filled in under "Current Annual College Cost."

Monthly Payment Estimates Calculator

Use this calculator to estimate how much your monthly payments will be once you start repaying your educational loans. Use your results to help decide what’s a reasonable amount to borrow.

Cost of Deferment/Forbearance Calculator
Use this calculator to estimate how much interest you’ll owe if an unsubsidized loan (including a PLUS Loan) is deferred.

Consolidation Payment Calculator
Use this calculator to estimate how much your payments would be if you consolidated.

Graduated Payment Calculator
Use this calculator to estimate your monthly payments on a graduated payment plan.

Monthly Interest Amount Calculator
Use this calculator to estimate how much interest you’ll have to pay per month due to educational loans.

EFC Calculator
Provides estimates of state and federal aid, including expected family contribution (EFC), federal Pell grant, Illinois Monetary Award Program (MAP) grant and subsidized Federal Stafford loan.

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