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The Illinois Student Assistance Commission (ISAC) has developed a coordinated approach to default prevention that is designed to keep students from becoming delinquent and defaulting on their student loans. In addition to our scholarship, grant, FFELP loan origination and prepaid tuition services, ISAC is very active in assisting students during loan repayment. Our default prevention counselors help borrowers with repayment options, deferments and forbearances. We also provide access to financial and debt management counseling programs such as financial planning, personal budgeting and credit card tips. We are also pleased to provide information on career advice, employment and training opportunities.
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